Federal Health Insurance Exchange 2020 Open Enrollment Overview
If you need health insurance, you can enroll at HealthCare.Gov. But hurry, the deadline to enroll in a plan is December 15th – so don’t delay!
There’s a lot of confusion about the state of the Affordable Care Act (ACA), also known as ObamaCare, but the truth is that the ACA is still the law of the land. Its omprehensive health coverage, including key consumer protections like no discrimination against people with pre-existing health conditions, is still available to consumers who need health coverage.
Go to HealthCare.gov and CuidadodeSalud.gov (for Spanish-speakers) to review 2020 plans and prices. If you don’t enroll by December 15, you can’t get 2020 coverage unless you qualify for a Special Enrollment Period.
When: November 1, 2019 – December 15, 2019 (some states may extend their deadlines, but in order to have coverage that begins on January 1, you must enroll by December 15)
Where: HealthCare.Gov Always start with HealthCare.Gov. If your state uses its own website, HealthCare.Gov will guide you there. HealthCare.Gov or your state-based marketplace can only sell ACA plans, so you can be rest-assured knowing you’re getting a comprehensive plan that will be there for you when you need it.
What: Comprehensive coverage at an affordable price. HealthCare.Gov plans must include key benefits like mental health care, maternity care, prescription drug coverage, and hospitalization services. In addition to good coverage, most marketplace shoppers will qualify for a discount based on their income. Last year, more than 8 in 10 shoppers could get a plan for less than $100/month.
Why: Peace of mind. Financial security. Access to comprehensive care. There are so many reasons to sign up for affordable, comprehensive coverage, join the millions who have gained health insurance thanks to the ACA!
How: Enroll online, over the phone, or in-person. Log on to the official ACA marketplace at HealthCare.Gov, or CuidadodeSalud.Gov, call the marketplace call center at 1-800-318-2596 or make an appointment for in-person assistance through the Get Covered Connector.